I really think the issue would be load on server bandwidth (depending who’s hosting the image). 2mb is not good for client performance, but in the grand scheme of things it’s not that much data. Video streaming consumes so much more. I would like to see smaller images so clients can load a feed of images faster. It’s also annoying because Lemmy doesn’t always tell you the size of the images. So the height of posts will shift in your feed as images are loaded.
Where are you finding low risk investments with that much interest? Genuine question. Maybe I should shop around more. I would expect closer to 3.5-4%.