Lol, I started writing a six paragraph replay and had to delete it.

You are probably financially literate enough where my statements above is just common sense to you and you don’t feel it is necessary to do extra work for something you already have a handle on.

To others just starting out, they may not know anything about personal finance or money. My statements above is a great starting point.

To someone who may be bad with money they need to practice a budget and the act of transcribing data forces them to digest and comprehend their spending decisions. If their budget is automated it is easier to overlook spending or disregard transactions because they are not engaged with their budget or spending habits.

I don’t mind that you have a differing opinion. Everyone’s finances and level of competency is different. But you have to start somewhere I guess.

Very neat! It’s cool that you got to experience them. Looks like they are sold out. I’m sure I can web search something like them if I want to try them!

No disrespect, you honestly first need to understand the theory of budgeting and then you can practice.

Trying to find a program to assist you is really just something to distract you.

All you need is a free excel type program.

The physical action of looking at your bank statements and transcribing that data into your excel budget by hand enforces spending discipline and spending awareness.

Once you have everything in order and you are able to prove to yourself that you are financially stable, then integrating program assistance makes sense.

Yeah! Yeah! Yeah! That’s right, we are on the same page!

https://www.newscientist.com/article/1955058-glowing-trees-could-light-up-city-streets/

I saw an article with the same exact premises back in 2010…

Same people working on it? Was it real back then? Is it real now? Will it ever be real?

You decide! On EPIC PLANT BIOLUMINESCENCE OF HISTORY!!!