Blockchain technology is going to change everything: the shipping industry, the financial system, government … in fact, what won’t it change? But enthusiasm for it mainly stems from a lack of knowledge and understanding. The blockchain is a solution in search of a problem.
I agree; but what @email@example.com says still holds true I think. Most transaction should probably use layer 2 solutions such as lightning network and only fall back to the blockchain in cases for dispute or settlement which should be a rather infrequent event compared to transacting.
Lightning network is a scam.
ok, well then replace lightning with payment channels in general then. Why is lightning a scam?
Because you have to trust some huge, centralized nodes which can steal your money, or charge extra fees. So basically a bank.