My parents worked hard all their lives and have had very little to show for it. As much as I didn’t realise it at the time, I never really wanted for anything, but I’m sure my parents skipped meals on occasion.

Now they’re retired they have a bit of money from state pension and superannuation funds, as well as a bit my mum inherited from her parents. It’s still not a lot, but they’re able to live in the comparative luxury they always deserved.

A couple of year back they splurged and took a trip to the UK, which had been on their bucket lists since before I was born. They seemed to feel like they had to explain why they were spending the money, and I reassured them that it was their money, not mine.

My wife and I are in good, stable jobs and we don’t need their cash. Let them enjoy themselves while they still can.