This is some ignorant FUD. Everything you just listed is technology companies, who get blamed for every computer failure whether its their fault or not, trying to prevent those problems. TrustedComputing and TPM is a direct answer to malware. UEFI a direct answer to ever increasingly complicated computer hardware, kernel-level DRM is a direct answer to software piracy and online game cheaters.

These things are implemented because there’s a lot of people making a lot of money ruining the lives of people who just want to use their computer. Just because YOU can’t explain it, doesn’t mean it’s evil.

I’ve been using them for a couple years now and, so far, only one vendor has rejected their card. I pay for their service, so I don’t have any limits and their cash back program usually pays for the monthly fee.

I rarely use my actual CC anymore, and now they integrate with Apple Wallet, I will probably stop needing my bank card altogether.

I love being able to visualize all my subscriptions in one place and be able to turn them off whenever I want. That alone is worth the price.

The second phase is to stop using all the accounts they find and start using disposable emails and credit cards. I use Simple Login and Privacy and have made it very difficult linking my information in any low-level clearinghouse.

I highly recommend Optery. There are far more information databases than those found on Google.

Who?

I think I would wait for changes in their mission and policies before I start moving anything.