I use OpenBank and they also provide their own nfc payments app on Android. It’s not a great piece of software, but it works and it successfully replaces Google Wallet for at least this part ( it keeps unselecting your card after every update).
I don’t use any pay apps, less because I don’t thist these, but I don’t thrust the privacy of mobiles with banking data. Apart I don’t need these, I have all shops, malls, banks and all what I need in a radio of less than 1 km arround my home. I always pay in the most private way, with cash.
Anyway, If I need one day such app, probably I would use one of my bank, not a third party one.
This works for grocery shopping and so, but not so much for last-minute online transfers. You would need to physically move to your bank office every time you need to move money between bank accounts.
If I need one day such app, probably I would use one of my bank, not a third party one.
I think the issue is that many (most?) bank apps in the EU will simply refuse to work if your Android phone runs some custom firmware and/or lacks Google Play Services, as a “security measure”. Until not so long ago, my bank’s 2FA app crashed just because I was using a non-standard keyboard app… (now it shows a big red warning, but at least it doesn’t crash).
I’m a Sumeria customer and they do not offer an alternative to Google Pay, in fact their cards can be used with it. You can send money to sellers and individuals (much like Wero) but I have yet to meet any seller that accepts Sumeria payments.
In Spain a lot of baanks offers paying apps, apart there are also a lot of free EU paying apps, eg.
You can find more in AlternativeTo, there you can filter also by the country of origen.
https://alternativeto.net/software/paypal/?license=free&origin=eu
Any of them available to eu nationals living abroad like britain or n. ireland
I use OpenBank and they also provide their own nfc payments app on Android. It’s not a great piece of software, but it works and it successfully replaces Google Wallet for at least this part ( it keeps unselecting your card after every update).
Ty. Have you tested any of these? I’ve already read about taler but it was in alpha (or something like that)
I don’t use any pay apps, less because I don’t thist these, but I don’t thrust the privacy of mobiles with banking data. Apart I don’t need these, I have all shops, malls, banks and all what I need in a radio of less than 1 km arround my home. I always pay in the most private way, with cash. Anyway, If I need one day such app, probably I would use one of my bank, not a third party one.
This works for grocery shopping and so, but not so much for last-minute online transfers. You would need to physically move to your bank office every time you need to move money between bank accounts.
I think the issue is that many (most?) bank apps in the EU will simply refuse to work if your Android phone runs some custom firmware and/or lacks Google Play Services, as a “security measure”. Until not so long ago, my bank’s 2FA app crashed just because I was using a non-standard keyboard app… (now it shows a big red warning, but at least it doesn’t crash).
As said, I’ve the Bank and ATM at 5 minutes from home. No need of any app.
Was pleasantly surprised a few weeks back when Norway’s biggest bank app released a hotfix because their recent release had issues with GrapheneOS.
I’m a Sumeria customer and they do not offer an alternative to Google Pay, in fact their cards can be used with it. You can send money to sellers and individuals (much like Wero) but I have yet to meet any seller that accepts Sumeria payments.