It sounds like your situation is similar to mine. My father is a sociopathic narcissist and I didn’t realize it until I was 30 when he effectively disowned me. It hurts to be rejected by a parent to such a degree and I was pretty depressed for a while, but it helps to know that he suffers from a mental illness. Knowing this also helped me to disown him, in turn. He was always toxic and harmful and I find now that I am happier without him in my life.

I do often wonder in what ways my life may have been better had I had a supportive father, but it’s much more productive to look forward than to lament over what could have been.

I hope that you are able to move past your father’s negative influence and be better off for it. Some men are just miserable people.

Psh, goats aren’t real

I’m so sorry

I mean, isn’t all Indian food overspiced? You could probably make curry out of just about any meat or meat substitute and it will still taste like spices.

American food has a higher focus on meat flavor, which is why so many meat alternatives try to imitate meat. You can buy vegan Indian or Chinese food here that tastes decent, but it’s not a steak.

Oh, man, LotR is the exception to the rule. I can definitely still enjoy a 12 hour journey to Mordor.

Mine certainly is.

If you want to compare your attention span to what it once was, try watching older media. The wife and I were watching the walking dead and I was getting bored and that’s only 10 years old. Try watching 2001: A Space Odyssey without any distractions. It’s torture.

Before WotC there was Bethesda trying to make a profit on community mods. These companies love to recycle bad ideas.

So what you’re saying is that it’s important to instill strong morals and encourage critical thinking in the general populous so that we can recognize the difference between actual hate speech and what is being spun as hate speech in order to further the agendas of those who would oppress us and therefore any action made to suppress public education must be the precursor to a larger scheme to gain control by manipulating the ignorant?

Volvo has really improved their styling in recent years, IMHO. We bought an XC40 last year and so far we love it.

Black Licorice

My mother likes black licorice and so my sister and I grew up eating and enjoying it every Easter. Turns out most people hate the stuff.

I listened to a couple of his seminars on narcissism and thought, “Hey, this guy knows what he’s talking about!” But the more I listened to him, especially his more recent stuff, the more I realized he doesn’t actually know what he’s talking about.

I guess he just had a handle on narcissism from his own personal experience as one.

Getting older means losing mobility, dexterity, and mental acuity. It’s not a question of if you will need assistance, it’s a question of when you will need it. Most retirees go on living independently for as long as possible until an event. Sometimes they set the kitchen on fire, sometimes they get in the car and get lost, and most often they fall and break a hip. Once they hit this event it changes their life dramatically.

The best case scenario is that you will have enough money to afford 24/7 care after your event. Idk what the current rates are, but 10 years ago it was $25/hr for CNAs and $50/hr for RNs. This means that the cost to have a CNA care for you around the clock was over $200,000/yr. This doesn’t include the additional costs of food, shelter, utilities, insurance. I’m sure that things haven’t gotten any cheaper.

The best case scenario is that your $1M nut grows enough to cover all your expenses before you die. Every other scenario means you will run out of money. So it’s really a question of how long you intend to live.

My scenario focuses solely on interest income for simplicity’s sake. There are other investments one can make to increase your gain, but such investments are more volatile. You could end up doing quite well and increasing your nut, or you could invest in the wrong stock and lose a large chunk of it.

I also left out other considerations for simplicity’s sake like the fact that most retirees are couples and past the age of 65 the odds that one of you will require significant medical treatment increases every year. Some elderly couples are getting divorced so as to only bankrupt one of them when this happens.

Life is messy and $1M will only work in the best case scenario. It’s just not realistic. By allowing people to think that $1M is enough, you’re actually leading them into ruin. We need to be aware that retirement is becoming a dicey proposition and we should be taking steps to ensure that the elderly will be provided for in the coming decades, especially since a large number of millennials won’t have children to make sure they are properly cared for.

Source: I worked in the elder care industry in Florida for a decade. I saw what happens when people run out of money.

This isn’t how retirement works.

If you try to retire on $1M you’re going to end up in a medicaid facility. Interest rates are high right now, so $1M in the bank may get you as much as $5,000/mo if you’re lucky. This is $60,000/yr and can be supplemented with social security to allow a person to live well enough at today’s cost of living.

However, inflation is a constant and is ideally restricted to 2-3% per year. This means that every year you live after you retire, your spending power is reduced by at least 2%. So even if interest rates stay high (they won’t) then by the time you hit 85 your $60,000/yr will feel more like $24,000. This will still be supplemented by social security, but you will also find that your needs are increasing by this age and you will likely need to start using your savings to pay a lovely nurse or two to help with, well, everything. In-home care and even nursing facilities are quite costly and will eat away at your savings, so if you only have $1M you better start dying soon after needing them.

This all assumes best-case-scenario. It doesn’t account for runaway inflation rates, pandemics, recessions, catastrophic events (it’s not uncommon for the elderly to accidentally set things on fire), or other possibilities that can take a bite out of your retirement savings.

When your money runs out you won’t be kicked out on the streets, thankfully. But a medicaid facility in the US can be nearly as dangerous for the elderly.

I actually have a windows button on my gaming device. Still searching for the hamburgers button though

Woah, man it’s cool, I believe you. No need to threaten me with a trip to CVS.

Oxygenation may be a concern, depending on how winded you get. I’m not saying that you’ll pass out or anything so dramatic, but studies have shown that even mild hypoxia can effect our ability to make complex decisions, which may be an issue when biking in traffic.

It’s fairly common for ocean-front condos in Florida to have parking garages that are below sea level. If the surf rises enough to breach the seawall then it will flood the garage levels and not the condos where people are likely sheltering. This is most likely where those Teslas were parked, so it’s unlikely that they were subjected to the hurricane force winds.

This is already happening in Florida after the hurricane flooded some Teslas. Apparently lithium ion batteries don’t like salt water.

An aside: I support EVs and a renewable future. It’s important that we acknowledge and address these issues in this early stage of adoption. Also, call your senator and have them support the Motorcycle Parity Act so I can afford a Livewire S2.

deleted by creator