IDK about you, but QR payments here aren’t just for those who have bank accounts. Majority of non-bank eWallet apps also have integrated with this QR system, and they have their own account numbers and QR that works like a bank account, and anyone can register it entirely through the apps. Even lower-spec and older smartphones can still run those bank/eWallet apps here just fine, as long those smartphones are not rooted.
Albania can learn from Southeast Asian countries like us. Rather than choosing between paying by card vs cash, we also have QR payment option as well…. coz… everyone here uses smartphone these days, and not all have Visa/Mastercard, so might as well leverage on that to provide another payment option, which everyone can benefit from it.
Yes, this is correct… not just Thailand, but also Malaysia (where I’m from), Indonesia, Singapore, Vietnam, Philippines, and Cambodia…
I’m from a Southeast Asian country known as Malaysia, and yes, not only it’s a norm to use QR for making payments at shops and transfer money online here (we have a unified QR system called DuitNow QR), but also when paying at some shops in neighbouring Thailand and Singapore.
You mentioned you “must” link a bank or interact with a bank. Not in this case.
Yep, I said that.
They can go to any 7-Eleven stores to reload their cash into the app. Some other convenience stores offer such service too.