I’m a computer janitor that sometimes streams trying to learn dev https://www.twitch.tv/destide

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Cake day: July 4th, 2023

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  • I don’t know German retirement systems, and I’m not a financial professional. But if you have employer match contributions, talk to them to see if you can max it out.

    Outside that look at savings in tax-free envelopes here we have ISA’s Americans have ROFFS? I think.

    We can have a stocks and shares ISA, my personal strategy is to use that with a low cost all world ETF and a little bit in safety nets like gold and bonds.

    Look to investing in a Sipp if you want to contribute more and handle a retirement fund yourself, again not sure how applicable this is to Germany.

    If you just want to save, look at something similar to a cash ISA AKA something that is Tax-free and has an interest rate that will outpace inflation.