• cfgaussian@lemmygrad.mlOP
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        5 days ago

        The US is an especially bad case because people move so frequently in the US. And almost no one buys a home with the full amount up front. Taken together this means that most homes are never fully paid off and the house is just sold and a new one bought before any “real” ownership (i.e. the bank isn’t able to reposess your house if you stop making mortgage payments) occurs.