What assets are not risky ? All assets are more or less risky. I think you are asking two different questions. What level of risk should take pension fund ? And who should bear the risk ? In France, they tried to solve this issue by investing as little as possible and giving cotisations of the workers to retired people. The risk is minimal but they did not profit from the rise of shares’ values. An interesing way to get answers to your question is to look who is currentely bearing the risk for pension funds and how retirement systems work in different countries
Lemmy is working great on the web (desktop + mobile) but it should be noted that some people are still complaining about the app. Furthermore, genzedong might turn away some new people and repost are frequent on some lemmunities (lemmy communities). But discussions are different (in a good sense) from the one on reddit. I think the lemmy is great and I hope it will have a bright future
So the stock market and the bond market are a positive-sum game. There are more winners than losers. Cryptocurrency starts with zero-sum. So it starts with a world where there can be no more winning than losing. We have systems like this. It’s called the horse track. It’s called the casino. Cryptocurrency investing is really provably gambling in an economic sense. And then there’s designs where those power bills have to get paid somewhere. So instead of zero-sum, it becomes deeply negative-sum.
They detail their business model in this blog post: https://quad9.net/news/blog/quad9-and-your-data
It seemed honnest to me. Furthermore, it is non-profit organisation. Am I wrong to trust them ?
Yes. Now I even use an anonaddy mail adress for Facebook and never had any issue. I created my account with a gmail account long ago though