It’s decentralized, but federated. Email isn’t considered Fediverse either and I think it’s closer to xmpp. That said, I think both could become federated if other applications used their protocols and now that I think about it there’s at least a messenger using email protocol, so it probably is?

It’s been a while since I checked last, but worked for me. Twitter needed some attempts sometimes.

Thanks!

I can’t see WhatsApp and Telegram in there. Were they not contemplated or are they actually better that these (doubt)?

I almost forgot about this, but with banks that are not online-only banks, you can still hand in bank transfer forms on paper. It’s tedious obviously and may take longer, but it works.

I don’t know the details of PSD2, but you can still pay with SEPA without biometrics if SEPA is available in your country. Some banks support 2FA via SMS when you don’t want to use their app.

This is exactly why climate change denying became popular and acceptable, because the media thought they had to represent counter arguments for everything, no matter how big the consensus among scientists was. Adding different viewpoints just for the sake of it will not fix biases but introduce other ones.

Telegram works very well but is a nightmare from privacy perspective since they store everything* unencrypted as long as they want. They even call themselfes “cloud messenger”.

(*) everything but the e2e chats you can set up but are barely used since they can’t be accessed on desktop and there’s no e2e for groups

Isn’t this the signal server code? https://github.com/signalapp/Signal-Server

Having Russians getting your data instead of Americans is a choice one can make, but since TG doesn’t support e2e in Desktop clients, it isn’t really comparable I think. It’s a cloud messenger that also supports e2e in some cases, so while moxie surely gets your metadata, Pavel gets everything.