I was told growing up that I won’t like socialism once I have to start paying taxes. I pay taxes, but would much rather pay way more taxes to have socialism. Including paying for social programs I wouldn’t use like welfare, free tuition etc.
Once I qualified for work pharmacare that was great! But I remember how much it sucked not having any health insurance. Yeah I bootstrapped it, but I’d hope we would grow up as a species and not have to have so much bootstrapping, since there are better ways at this point.
I think those things should be covered by a non-mandatory supplementary insurance.
Yes it is a certain risk, but I would still prefer if people had a choice. Not having any financial resources for other things is also a big risk and might even cause health issues that you would not have if you could afford a more healthy lifestyle instead of being forced to pay into a mandatory insurance scheme.
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The US system is uniquely bad, not sure why you keep going back to that as the supposed alternative.
There are many countries that have basic government run insurance (Canada for example) that don’t cost an arm and a leg in monthly payments and still cover the most important stuff.
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That’s a bit like asking what would happen if you get hit by a lightning. Bad things happen sometimes and that’s life. Can’t have (afford) insurance for everything and neither should you be forced to pay for advanced insurance you don’t want.